Personal Loans
Practical support for planned expenses, emergencies and important personal milestones.
Structured repayments, clear terms and a simple application process.
APPLY NOW
Responsible micro lending in Botswana
Unlock Opportunities.Build a Better Future.
Quick, simple and reliable loans designed to support your goals. Because your success matters.
Payout in48 hours
Minimaldocumentation
Trusted &Responsible Lending
Responsible financial support for individuals and small businesses
About Us
Finance With Clarity, Care and Confidence
Fixswift Solutions provides accessible micro-lending support for individuals and small businesses that need practical financial solutions. Our approach is built around speed, transparency and responsible lending.
Every application is reviewed with affordability in mind. We help clients understand the terms, repayment expectations and the right product band before they commit.
Our Loan Solutions
Flexible loan options tailored to personal, short-term and business needs.
Small / Short Term Loans
Short-term cash flow support from P500 to P3,000 for immediate needs.
Designed for quick turnaround and responsible repayment over 3 months.Business Loans
Funding support for stock, equipment, operations and growth opportunities.
Built for entrepreneurs and small businesses that need reliable working capital.Debt Consolidation
Bring multiple commitments into one clearer, easier-to-manage repayment plan.
A calmer route to regain control of your monthly obligations.Calculator
Loan Calculator
Estimate your repayment using Fixswift product bands. Adjust the amount and term to see an indicative monthly repayment.
P500P30,000
Growth Loan15% p.a. indicative interest
Loan Term
Estimated Monthly RepaymentP1,792
Total InterestP750
Total RepaymentP10,750
Online Application
A Friendlier Way to Apply
Start with the loan you want, confirm who is applying and complete only the details needed for a responsible assessment.
How It Works
A simple, responsible process from enquiry to payout.
Choose Your Loan
Select the loan type and amount that suits your need and repayment capacity.
Submit Documents
Provide the basic information required for affordability and credit assessment.
Get Assessed
Our team reviews your application responsibly and explains the available terms.
Receive Funds
Once approved and signed, payout can be processed quickly and securely.
Why Borrow With Us?
Trusted & Regulated
Licensed and regulated by NBFIRA.
Fast Payouts
Approved applications can be paid out in as little as 48 hours.
Fair & Transparent
Clear terms, straightforward fees and no hidden surprises.
We Care
Responsible lending with affordability and client wellbeing at the centre.
Competitive Rates
Flexible product bands designed for different borrowing needs.
Frequently Asked Questions
Clear answers before you apply.
How quickly can I receive funds?
Approved applications can be paid out in as little as 48 hours, subject to document completion and final approval.
What amounts can I apply for?
Loan amounts start from P500 and can go up to P30,000 depending on affordability, credit assessment and product category.
How repayments work
Repayments are structured into monthly instalments based on the amount borrowed, the approved term and the final affordability assessment. Before you accept a loan, Fixswift Solutions explains the expected repayment amount, payment dates and total repayment so you can make an informed decision.
Credit assessment guide
Every application is reviewed responsibly. We may verify your identity, income, employment details, existing commitments and credit profile where permitted. This helps us confirm affordability and offer a loan amount and term that suits your financial position.
Is the calculator a final quote?
No. It is an estimate only. Final approval, pricing and terms are subject to affordability and credit assessment.
Do you offer business support?
Yes. Fixswift Solutions supports individuals and small businesses with lending options tailored to their needs.
Ready to move forward?
Apply today and take the first step with confidence.
Contact Us
Speak to Fixswift Solutions
Have a question or ready to apply? Contact our team for guidance on loan options, affordability and required documentation.
Privacy Policy
Last Updated: Jan 2026
Introduction
Fixswift Solutions (Pty) Ltd ("Fixswift", "we", "our", or "us") respects your privacy and is committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our services, visit our website, submit a loan application, or communicate with us.
By using our services, you agree to the collection and use of information in accordance with this Privacy Policy.
Information We Collect
Personal Information
- Full name
- National ID or Passport number
- Date of birth
- Contact details
- Residential and postal address
- Employment information
- Banking details
- Next of kin or reference details
Financial Information
- Income information
- Payslips and supporting documents
- Bank statements
- Existing financial obligations
- Credit history information where permitted by law
Website Information
When you visit our website, we may collect:
- Device information
- Browser information
- IP address
- Website usage statistics
- Cookies and analytics data
How We Use Your Information
- Process loan applications
- Verify your identity
- Assess affordability and creditworthiness
- Communicate with you regarding your application
- Provide customer support
- Meet legal and regulatory requirements
- Improve our services and website
- Prevent fraud and financial crime
Sharing of Information
We do not sell your personal information.
Your information may be shared with:
- Credit bureaus
- Regulatory authorities
- Financial institutions
- Service providers assisting us in delivering our services
- Law enforcement agencies where required by law
All third parties are expected to protect your information appropriately.
Data Security
Fixswift implements reasonable technical and organisational measures to protect your personal information against unauthorized access, misuse, loss, alteration, or disclosure.
While we strive to protect your information, no system can guarantee absolute security.
Data Retention
We retain personal information only for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.
Your Rights
- Request access to your personal information
- Request correction of inaccurate information
- Request deletion of information where legally permitted
- Withdraw consent where processing is based on consent
- Raise concerns regarding the handling of your personal information
Cookies
Our website may use cookies and similar technologies to improve user experience, analyse website traffic, and enhance website functionality.
You may disable cookies through your browser settings, although some website features may not function correctly.
Changes to this Policy
We may update this Privacy Policy from time to time. Any changes will be published on our website and become effective immediately upon publication.
Contact Us
Fixswift Solutions (Pty) Ltd
Plot 125, Kgale Courts, Unit 6
Finance Park, Gaborone, Botswana
P.O. Box 401805
Gaborone, Botswana
Email: admin@fixswiftsolutions.co.bw
Telephone:
+267 396 0423
+267 396 0843
+267 77 701 801
If you have any questions regarding this Privacy Policy or the way we process your personal information, please contact us using the details above.
Terms of Use
Last Updated: June 2026
Acceptance of Terms
By accessing and using the Fixswift Solutions (Pty) Ltd website ("Website"), you agree to comply with these Terms of Use and all applicable laws and regulations of Botswana.
If you do not agree with these Terms, please do not use this Website.
About Fixswift Solutions
Fixswift Solutions (Pty) Ltd provides responsible micro-lending and financial services to eligible individuals and businesses in Botswana, subject to applicable laws, regulations, affordability assessments, and approval criteria.
Information provided on this Website is for general informational purposes and does not constitute a guarantee of loan approval.
Use of Information
By submitting information through our Website, including loan applications, enquiries, contact forms, or other requests, you consent to Fixswift Solutions collecting, processing, and storing your information in accordance with our Privacy Policy.
Information collected may be used to:
- Process loan applications
- Verify identity and eligibility
- Conduct affordability and credit assessments
- Communicate with applicants and customers
- Comply with legal and regulatory obligations
- Improve our services and customer experience
By applying for a loan, you agree that Fixswift Solutions may contact you regarding your application, account status, customer support matters, and relevant service updates.
Loan Applications
Submission of a loan application does not guarantee approval.
All applications are subject to:
- Identity verification
- Affordability assessment
- Credit assessment
- Compliance checks
- Internal approval requirements
Fixswift Solutions reserves the right to approve, decline, or request additional information for any application.
Intellectual Property
All content on this Website, including text, graphics, logos, designs, images, software, and branding, remains the property of Fixswift Solutions (Pty) Ltd unless otherwise stated.
No content may be copied, reproduced, distributed, or used without prior written consent from Fixswift Solutions.
Website Availability
We aim to keep the Website available at all times; however, we do not guarantee uninterrupted access.
We reserve the right to suspend, modify, or discontinue any part of the Website without prior notice.
Cookies
This Website may use cookies and similar technologies to improve functionality, analyse website performance, and enhance user experience.
Cookies may be used for:
- Website functionality
- Security purposes
- Traffic analysis
- Performance monitoring
Users may manage cookie preferences through their browser settings.
For further information, please refer to our Privacy Policy.
Security
Fixswift Solutions takes reasonable measures to protect information submitted through the Website.
However, internet transmissions cannot be guaranteed to be completely secure. Users submit information at their own risk and should take reasonable precautions when accessing online services.
Limitation of Liability
To the fullest extent permitted by law, Fixswift Solutions shall not be liable for any direct, indirect, incidental, or consequential loss arising from:
- Use of the Website
- Inability to access the Website
- Errors or omissions in Website content
- Technical interruptions or system failures
- Unauthorized access to user information
Indemnity
You agree not to misuse the Website and agree to indemnify Fixswift Solutions against any claims, losses, damages, liabilities, or expenses arising from your breach of these Terms or unlawful use of the Website.
Changes to These Terms
Fixswift Solutions may update these Terms of Use from time to time.
Updated versions will be published on the Website and become effective upon publication.
Continued use of the Website constitutes acceptance of any revised Terms.
Governing Law
These Terms of Use shall be governed by and interpreted in accordance with the laws of the Republic of Botswana.
Any disputes arising from the use of this Website shall be subject to the jurisdiction of the courts of Botswana.
Contact Us
Fixswift Solutions (Pty) Ltd
Plot 125, Kgale Courts, Unit 6
Finance Park, Gaborone, Botswana
P.O. Box 401805
Gaborone, Botswana
Email: admin@fixswiftsolutions.co.bw
Tel:
+267 396 0423
+267 396 0843
+267 77 701 801
Website: fixswiftsolutions.co.bw